Statistics vary, but one study claims that 40 percent of bankruptcies are due to medical bills. A big part of this is the fact that they are confusing and intimidating, and people rarely dispute them despite many bills being negotiable. …

A client recently asked me how to think about whether or not to contribute to a 401k plan that doesn’t offer a match, and while there are always nuances to decisions like this, there are some general things to consider for anyone in a similar situation. …

A “backdoor” Roth IRA is really just a transaction that you can perform in order to contribute funds to a regular Roth IRA when your income exceeds the limits for making a regular contribution — I’ve talked to a few people who were looking to open a backdoor Roth but…

One of the more common questions I get as a financial planner who doesn’t sell anything is around the topic of life insurance, specifically whether or not to invest in a whole or universal life policy. Note that I use the word “invest” because I view this decision as a…

Looking back at my journal entries from this time last year, I was sick. I felt physically limited, weak, stiff and was worried about my longevity. I knew I needed a change, but I also knew from experience that jumping into a new lifestyle was not a sustainable way to…

I’m a huge believer in the power that examining our personal money beliefs can have in changing not just our financial picture, but our entire life situations — so much so, that it’s really the foundation of the money coaching practice I am building. Here’s my story. Several years ago…

One of my biggest pet peeves is reading or hearing the advice to make your coffee at home if you want to save more money — that’s the quickest way to lose credibility in my professional opinion. I promise you this isn’t about that. What it is about is hacking…

Have you ever heard of the “see food” diet? I like to joke that sometimes that’s my diet: I see food and I eat it! …

If you’ve ever taken the time to categorize your monthly spending, chances are you had a similar reaction that I did when I realized how much we spend on food each month — disbelief with a side of regret, anyone? …