Should You Contribute to a 401k With No Match?

Kelley C. Long
6 min readMar 15, 2021

--

A client recently asked me how to think about whether or not to contribute to a 401k plan that doesn’t offer a match, and while there are always nuances to decisions like this, there are some general things to consider for anyone in a similar situation. The decision comes down to a few factors:

  • Do you want to save more than the annual IRA contribution limits ($6,000 in 2021 unless…

--

--

Kelley C. Long

CFP & CPA writing about money & how it fits into life based on my work with everyday people as a financial coach. www.financialblisscoach.com